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Qué tener en cuenta al fijar los precios
por Elisa BalabramRecibí grandes comentarios en Facebook y por correo electrónico sobre el artículo "Seis mitos que pueden estar impidiéndote valorar bien tu trabajo". La clave para fijar tus precios es investigar primero si crees en alguno de esos mitos y, si es así, averiguar...
Simplify Your Life and Save Time
by Stacy Francis, CFP®, CDFAI spent an hour last night paying bills and double-checking credit card transactions after my son and daughter went to bed. When I told a friend about it over the phone, she laughed and told me that’s nothing. Last weekend, she spent Friday...
Mitos sobre el dinero que te frenan
por Stacy Francis, CFP®, CDFALa semana pasada, tuve la oportunidad de ayudar a una mujer extremadamente rica a ordenar sus finanzas. Ahora, mi parte favorita de esto no es el hecho de que ella es uno de los clientes más grandes que he firmado, pero que ella es un diseñador de interiores. Ella...
El mejor momento para comprar gangas
While the holiday season may be over, there’s no need to feel depressed. Now is the best time to shop for bargains! Here are a few tips on how you can take advantage of the year’s best sales. When to Shop. Sales begin promptly when stores open on December 26th. You’ll...
Tome medidas para protegerse del fraude crediticio
by Stacy Francis, CFP®, CDFAThe FTC says that the average victim of identity theft is unaware of the problem for 12 months. You don't want to let 12 months go by before finding that you're a victim. Follow these top tips to protect yourself from credit fraud.Reduce...
‘Tis the Season for Savvy Spending
by Stacy Francis, CFP®, CDFAStretching your holiday budget doesn’t mean you’ll be giving lumps of coal as gifts this holiday season. Smart shoppers have always known that the holiday season doesn’t have to cost a lot to be fun.Here are a few tips to make your holidays...
How Do You Get the Best Price and Walk Away With More For Less?
by Stacy Francis, CFP®, CDFAWith the holidays in full swing many are left wondering how we can make our buck go further. The best way to get the best price and walk away with more for less is by bargaining. The biggest problem most shoppers have with bargaining is...
Consejos fiscales de fin de año para el inversor experto
por Stacy Francis, CFP®, CDFAsólo le quedan unas semanas para sacar el máximo partido a sus impuestos anuales. He aquí algunas estrategias fiscales que puede poner en práctica antes de fin de año, ahorrando dinero cuando llegue el momento de presentar su declaración anual de impuestos.Tiempo capital...
Consejos para ahorrar en las vacaciones
by Stacy Francis, CFP®, CDFAThe airlines are gearing up for what looks to be one of the busiest holiday travel seasons in years. This is good news for American Airlines, Northwest and Continental, but it’s bad news for you. Travelers who need to fly over Thanksgiving...
Jugar sobre seguro no es tan seguro después de todo
by Stacy Francis, CFP®, CDFAA recent study found that Americans put a smaller portion of their savings in stock market investments than people from some other countries.We think we're playing it safe by keeping the bulk of our money in cash instruments like...
Úsalo o piérdelo: 25 formas de gastar tu cuenta Flex
by Stacy Francis, CFP®, CDFAIf you've been healthy this year, congratulations! But if you've spent less on medical expenses than you expected when you set up your flexible spending account, you may be scrambling to find ways to use the money before it disappears....
Prepárese ¿Tiene los documentos legales adecuados?
Es lógico querer ejercer el control sobre las decisiones relativas a su atención sanitaria, incluso cuando no está en condiciones físicas o mentales de hacerlo. Pero, ¿cómo puede hacerlo exactamente una Savvy Lady? La mejor manera de que las Savvy Ladies logren ese control es con la combinación de...
Inversión 101
by Stacy Francis, CFP®, CDFAIf you're a novice investor -- or you're looking to brush up on a specific investing concept -- this is the article for you. Savvy investing requires knowledge of several key financial concepts as well as an understanding of your personal...
Dejar de coquetear con el desastre
by Stacy Francis, CFP®, CDFANobody likes (or needs) to spend much time thinking about a possible future disaster. But sometimes an ounce of prevention is worth a lot more than a pound of cure. Losing precious documents to disasters such as theft, fire, earthquake or...
¿Le harán más feliz los millones?
by Stacy Francis, CFP®, CDFAYou've heard it ad infinitum, "Money can't buy happiness." Now there's scientific data to give the old saw new teeth.University of Southern California economist Richard Easterlin surveyed 1,500 people over nearly three decades to see what...
Comprar una casa siendo mujer y soltera
by Stacy Francis, CFP®, CDFAAre you thinking about buying a home? Here's some expert adviceA lovely little house with a white picket fence and a husband to buy it for her used to be the average little girl's fantasy, or so goes the stereotype. But these days, the...
La universidad: ¿Un lujo asequible?
por Stacy Francis, CFP®, CDFMiles de jóvenes ingresarán en las universidades de Estados Unidos este otoño. ¿Su hijo podrá permitirse ir a la universidad? Con la subida vertiginosa del coste de la universidad, muchos padres consideran que la matrícula universitaria es un lujo que no pueden...
Los nuevos Ozzy y Harriet - Consejos financieros para parejas de hecho
by Stacy Francis, CFP®, CDFAA sharp rise in the number of opposite-sex, unmarried couples moving in together this year may be less about romance and more about surviving in a struggling economy, according to a new report by the U.S. Census Bureau.The share of couples...
¿Sabe dónde están sus inversiones?
by Stacy Francis, CFP®, CDFAA survey of those who own mutual funds found about 40 per cent didn't know the names of the funds they bought. Even if you are a pro when it comes to rattling off the latest mutual fund you purchased, you still may not have a clue about the...
Savvy Ladies Celebrates Labor Day
by Stacy Francis, CFP®, CDFANow that Labor Day is right around the corner you might be planning to spend that weekend relaxing at some oh-so-swanky resort in the Hamptons or that cute mountain hideaway in the Poconos. But have you ever really thought about why we...
Ayudar a bajar los medicamentos - Medicare y usted
by Stacy Francis, CFP®, CDFAMost people get Medicare when they turn 65. You qualify for it automatically if you're eligible for Social Security or Railroad Retirement benefits. Or you may qualify on a spouse's (including divorced spouse's) record. Others qualify...