by Stacy Francis, CFP®, CDFA | Aug 18, 2014 | Blog, Budgeting, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFAIf you don’t have an emergency fund, it’s time to get serious about building one.The purpose of the fund is to sock away a minimum of three to six months’ living expenses. But this money could also be used when...
by Stacy Francis, CFP®, CDFA | Aug 4, 2014 | Blog, Investing, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFAGoing back to the early 2000s, our friends at Dalbar have been conducting a study to determine whether investors’ investment decisions impacts their investment performance. Unfortunately, it does. In a BIG way. As with every year’s study so...
by Stacy Francis, CFP®, CDFA | Jul 28, 2014 | Blog, Retirement, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFAIndividual Retirement Accounts (IRAs) now hold more assets than any other retirement savings vehicles, but many people do not understand how they work and many IRA owners make critical mistakes that can cost them money. Here are some ways...
by Stacy Francis, CFP®, CDFA | Jul 21, 2014 | Blog, Family Finances, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFAMake saving a habit not only for you, but for every member of the family including children. A rule that a percentage of all income must be saved, whether it’s from a part-time job, a weekly allowance or any other source, will teach...
by Stacy Francis, CFP®, CDFA | Jul 14, 2014 | Blog, Debt Management, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFAIt’s halfway through the year and it’s time to make some changes. So what’s it to be? If you are REALLY serious about saving money and are willing to make a few changes in your spending habits, then read on.1. Set goals and have fun The key...
by Stacy Francis, CFP®, CDFA | Jul 7, 2014 | Blog, Investing, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFAParis, London and Rome, here we come!Care to own a little of London or un petite peu de Paris? The relationship between international stocks and retirement savings is along the same lines at brie and French baguettes – you shouldn’t...
