by Judith Herbst | Jul 5, 2024 | Blog, Debt Management, Knowledge Center
Understand Your Credit Card Monthly Payment Understanding Your Credit Cards What is credit? Credit is the immediate use of products, services, or money in exchange for the promise to pay in the future. We can access credit using credit cards, charge cards, retail...
by Savvy Ladies | Mar 15, 2023 | Blog, Budgeting, Debt Management, Family Finances, Financial Literacy
Jennifer Jonassaint, a Savvy Ladies Helpline Volunteer answers women’s financial questions submitted to the Free Financial Helpline In 2022, Black women earned 70% as much as White men, compared to a ratio of 83% for White women. The combination of racial wealth...
by Stacy Francis, CFP®, CDFA | Dec 7, 2022 | Blog, Debt Management
Overwhelmed by credit card debt? Read the advice from Savvy Ladies founder Stacy Francis, CFP®, CDFA below and create your own roadmap to get out of it! Want to learn more about credit card debt management? Take a free debt management course here! By Stacy Francis,...
by Stacy Francis, CFP®, CDFA | Dec 7, 2022 | Blog, Debt Management, Stacy $avvy Advice
By Stacy Francis, CFP®, CDFA According to myFICO, it’s important to note that repairing bad credit is a bit like losing weight: It takes time, and there is no quick fix. In fact, out of all of the ways to improve a credit score, quick-fix efforts are the most likely...
by Stacy Francis, CFP®, CDFA | Nov 29, 2022 | Blog, Debt Management, Stacy $avvy Advice
By Stacy Francis, CFP®, CDFA You sit down in your mortgage broker’s office because you can’t stand the news. Your credit is so bad you will not be able to secure a loan to buy the dream home you just bid on. Can you imagine? After months of taking time off work to run...
by Stacy Francis, CFP®, CDFA | Oct 10, 2022 | Blog, Debt Management, Stacy $avvy Advice
By Stacy Francis, CFP®, CDFA At a recent get-together at my parents house, one of their friends was excited to tell me his company had given him a substantial bonus – one that far exceeded his expectations. Thrilled to have a financial expert at the party, he asked...
