by Michelle Petrowski, CFP®, CDFA® | May 2, 2019 | Blog, Retirement
By: Michelle Petrowski, CFP®, CDFA There is certainly a gender gap issue that women face in pay, but there is also a larger one they face in retirement. Having left the workforce to raise families or care for aging parents, possibly having gone through a divorce and...
by Michelle Petrowski, CFP®, CDFA® | Apr 25, 2019 | Blog, Retirement
By: Michelle Petrowski, CFP®, CDFA What’s an HSA? I have heard some say it’s like a Roth IRA on steroids. Health savings accounts (HSAs) are becoming more popular as high-deductible healthcare plans (HDHP) with this option become the norm. According to the IRS, a “...
by Michelle Petrowski, CFP®, CDFA® | Apr 11, 2019 | Blog, Debt Management, Divorce, KB-Post-Divorce
By: Michelle Petrowski, CFP®, CDFA If you are like most, your divorce ends with debt, and the last thing we are thinking about is retirement. I know, I’ve been there; nothing kills a retirement plan like a divorce. There are no student loans or government...
by Michelle Petrowski, CFP®, CDFA® | Apr 4, 2019 | Blog, Retirement
By: Michelle Petrowski, CFP®, CDFA We’ve all heard the adage “nothing can be certain, except death and taxes.” This line of thought also applies to retirement, as society and financial markets change. Here are a few assumptions many Americans used to...
by Savvy Ladies | Mar 8, 2019 | Blog, Family Finances
March 8th is International Women’s Day. It is a global day celebrating the social, economic, cultural and political achievements of women. The day also marks a call to action for accelerating gender parity. This year’s theme is #BalanceforBetter. Better...
by Savvy Ladies | Feb 7, 2019 | Blog, Budgeting, Family Finances, Taxes
2018 Marginal Income Tax Rates and BracketsRevised Income Brackets and Marginal Tax Rates What are marginal tax rates? It’s the percentage of your income that you pay in taxes. Good news –the brackets (or income ranges) were lowered so most of...