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Savvy Ladies is a 501(c)(3) nonprofit organization providing free financial education to all women.

Longevity Brings Increased Risk of Cognitive Decline (A Planning Issue For Women)

by Michelle Petrowski, CFP®, CDFA® | Sep 24, 2020 | Blog, caregiving, Retirement

By: Michelle Petrowski, CFP®, CDFA Although not yet retired myself, years ago, when I was a young mother with 2 children under the age of 3, I became the caregiver to my dad, who was disabled in his mid-50’s.  My parents had divorced after 30 years of marriage and...

After College: Revised Pay As You Earn — Could It Be The Best Plan for Repaying Your Student Loans?

by Tom Melecki | Sep 17, 2020 | Blog, Family Finances

By: Tom Melecki This concludes our review of the Federal Direct Loan Program‘s (FDLP’s) conventional repayment plans and income-driven repayment plans, including Income-Based Repayment, Income-Contingent Repayment, and Pay As You Earn. Today we’ll examine the last of...

6 Ways to Help Your Elderly Parents With Finances

by Savvy Ladies | Sep 10, 2020 | Family Finances, Blog, caregiving

By: Venessa Worthington Whatever age your parents are, it’s never too soon to begin talking with them about their finances. You want to be sure your parents are well taken care of, so it’s vital to check in with them on their money situation. Here are six ways to help...

After College: Things to Do As Your First Student Loan Payment Comes Due

by Tom Melecki | Sep 3, 2020 | Blog, Family Finances

By: Tom Melecki If you graduated from college last spring, chances are your obligation to begin repaying your Federal Direct Loans has begun. If you’ve not yet heard from the student loan servicer Washington hired to collect your payments, you need to contact it...

Top 3 Financial Challenges Millennial Women Face Today & How to Overcome Them

by Savvy Ladies | Aug 27, 2020 | Blog, Budgeting

By: Agatha Singer Millennials have it hard in all matters of money and finance. And according to a recent survey, millennial women have it even harder than men. The main financial challenges before them are repaying student loans, inability to save much, and struggles...

After College: Strategies for Your College Finance Plan

by Tom Melecki | Aug 20, 2020 | Blog, Debt Management, Family Finances

By: Tom Melecki We’ve discussed why students and their families need College Finance Plans (CFPs) and summarized strategies to use in your CFP’s “Before College” and “During College” phases. Let’s review some “After College” strategies. Almost 70% of college graduates...
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